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Why Insurances Is Needed When Income Is Under $30,000
As you progress in your life, there are an array of financial decisions to make. When you’re on a budget, these considerations can add a layer of complication. One big financial consideration is determining which types of insurance are necessary for you to obtain. There are many types of insurance to consider throughout different stages…
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What is Dave Ramsey’s Investment Calculator And What Are Alternatives
Everyone loves knowing their money is going where it needs to with no waste, especially when trying to invest in the future. As he is one of the most popular figures in the field of investment advice nowadays, let’s look into what Dave Ramsey’s Investment Calculator is and what the alternatives are! Who is Dave…
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5-10 Part-Time Jobs for College Students to Increase Your Income
Your first semester of college will most likely start with a possible trade-off of good grades and earning money. You will not be able to work a full-time job, and finding part-time or freelance work might be a very tough task. Given the demands of your studies and personal duties, you require a job that…
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What Is Bankruptcy and How Does It Work
Bankruptcy is usually the last option people resort to when they’ve gone through a difficult financial situation. People often think that bankruptcy occurs due to a person’s financial irresponsibility or misuse of extended credit. But that’s not always the case. People file for bankruptcy for numerous reasons. If you’re part of the reasons below and…
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Understand All Of The Costs Of Using a Moving Company
Moving anytime soon? Wondering about the costs of such an ordeal? Well, we’ll tell you one thing: it doesn’t come cheap. However, it depends on the distance or the weight of your cargo, among many other things. Still, the service you’ll receive is worth it. It’s definitely better to spend some funds and ensure a stress-free…
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What Are the Alternatives to Bankruptcy?
If you’re planning to file for bankruptcy, hold on and hear first what we have to say. Then, if possible, change your mind. Here’s why: Declaring bankruptcy can have severe negative consequences in the short and long term. For example, filing for bankruptcy decreases your credit score by a hundred points or more. And that makes…
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Credit Karma Review
I’ve actually been using this great service for over a year and I’ve finally got around to writing a review of it. First off, it’s not a true FICO score. It’s based on your Transunion credit report and is the same score that TrueCredit, Privacy Matters, and others use. However, I don’t think that’s the…
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Step vs. Greenlight vs. Current – Which Banking Solution Works Best for Teens?
Teenagers have minimal funds and few expenses. So, you may be wondering why they should have a credit card. However, there are numerous benefits of getting a credit card for your child, regardless of age. Owning one teaches kids about financial responsibility, which is a crucial skill for life. A smart choice of a credit…