When you are fond of swimming but don’t have the budget for a built-in swimming pool, it’s time to get creative with your above-ground pools. According to Forbes Advisor, the average cost of above-ground pools is $2,8500; the highest can be $11,200, while the lowest is up to $750.  If the above-ground pool in your house…

You have been budgeting apps for a while or maybe you’re new to budgeting apps. Wherever you are, you are considering which budgeting app is the best for you and are deciding bewteen YNAB, EveryDollar and Savvy. You know I am a budgeting fanatic, so I may include too much information in this article, but hopefully,…

Spreadsheets are magical tools capable of being customized to track anything from your fitness goals to your budget. However, when it comes to creating the perfect budget for your business, it can be tricky to know where to start. That’s where templates come in! Templates are a fantastic way to manage your finances based on…

Do you remember the days where you’d go to a financial planner’s office and sit through an hour-long presentation about your financial future?  Me neither. I believe that financial planners do provide benefits,  but it may just feel like too much for a millennial who researches everything online and does most things through their phone. Wherever…

Leasing a car can be a better deal than purchasing if done right. Follow these 6 steps to get the best lease deal ever. Important Disclaimer: If you’re currently working on paying off debt and becoming more financially stable, then leasing a car is not for you! I might add, buying a car with a loan…

Zero-Based Budget or ZBB is one of the most popular and efficient methods of budgeting for the management of personal or small business finances.  All the expenses for each new period (a week, month, or quarter) need justification when using this method. The process of budgeting starts at the stage called ‘zero base’. Every individual…

YNAB simply means You Need a Budget. It is an online app that makes use of modern technology to help you come up with ways to create a uniquely designed budget.  As the name decodes, it’s an app that’s primarily built for budgeting like TrueBill App. It’s also a great tool to track your expenses and…

Filing for Bankruptcy can be an investment towards obtaining a fresh start and creating a healthy financial future. The old saying, “it takes money to make money,” also applies to filing Chapter 7 Bankruptcy. This is a surprise to many who are seeking to repair their tenuous financial situation. For example, a common question you may be…

his article contains links that help support this website. Amazingly, the 2024 checking and savings bonus is up to $325 (up to $300 direct deposit bonus + $25 referral bonus), which you can access by using this link. When you click on the link, check terms/conditions to confirm qualification. I am not sure how long this bonus…

As a Christian, I want to be a good steward of the money God’s provided my family with. Thus, I appreciate budgeting. EveryDollar is a budgeting app that’s designed to help maximize your income and make you more financially productive.  Dave Ramsey created the app from his multiple experiences with the budgeting challenges people face. Being…