What’s Brilliant About Avoiding Bank Overdrafts?
It may seem like a simple question: Why should anyone avoid overdrafts on their bank account? But the simple answers – that they cost money in fees, plus end up as a “ding” against your credit score – only tell half the story. The other half is learning how to be savvy about how you do [...]
Buying new furniture? Don’t forget to add it to your home insurance
Shopping for new furniture is something of a national obsession in the UK – just head to your local chain DIY store on any given weekend for further proof of this fact. There’s no getting away from it – we all like to give our homes a facelift from time to time, whether that’s replacing [...]
How to Finance a Home Extension
No matter how much money or how little you have spent in the creation of your home extension, there comes a time when you will eventually have to pay for the work you did or had done. Of course, the smaller the extension is, the less of a problem you will face, but in every [...]
The Right (Legal) Way to Lend Money to Loved Ones
You can ask all the big time personal finance gurus out there – from Dave Ramsey to Suze Orman – and they’ll all tell you the same thing: lending money to family is a bad idea. It invites a plague of ethical dilemmas and amateur mistakes that statistically often stack against the lender. But what [...]