Savings in the Beauty Aisle

You don’t have to spend big to look great – getting savings in the beauty aisle can be easier than you think. Finding your favorite beauty products for less doesn’t have to be hard. Follow these simple suggestions, and you could save a bundle on your favorite beauty products.

1. Join the rewards clubs at your favorite stores: CVS, Sephora, Walgreens, and Ulta all offer rewards that let you save money after you sign up. With programs that could help you get 10% off every time you purchase, you can get your favorite beauty products, at a lower price.

2. Shop Sales: Buying beauty products at reduced prices is a simple way to avoid spending too much. Look for tags advertising lower prices and keep an eye out for your favorite brands on sale. Sometimes last season’s colors are just as fun, but cost a lot less!

3. Use Coupons: There are thousands of websites dedicated to helping shoppers find useful coupons. Try Mommy Saves Big or Home and Beauty Coupons.com for starters, and lookout for more great coupon.

4. Check out grocery stores: While drugstores and recognized makeup stores might be the first place you look for your favorite makeup products, try looking in grocery stores as well. Don’t rule out Kroger, Walmart, Target or Meijer when it comes to finding savings on beauty products. They often offer a wide range of reputable brands, often at lower prices than drugstores.

5. If nothing else, buy double-duty beauty products, like sunscreen/body-lotion, or moisturizer/anti-aging cream. While this might not be the most glamorous way to get savings in the beauty aisle, it can save you quite a bit of money. You only have to buy one product, instead of two.

These suggestions could help you pay less for some of your favorite products – savings in the beauty aisle aren’t always easy to find, but a little extra planning can go a long way. Quality beauty products don’t have to be expensive, with the right research!

This blog post was written by Check ‘n Go, an ethical payday loans and installment loans company. Check ‘n Go has been a leader in online payday loans and check cashing services for over 15 years, helping to build legitimacy to the consumer lending industry through their work with the Consumer Financial Services Association.

Debt Elimination Options

In this day and age there is absolutely no need for debt to spiral in to bankruptcy. Over the past twenty years or so the legal framework for bankruptcy and managing debt problems has changed meaning that now there are more options available to individuals that are facing financial problems. One of the key ways to get on top of debt is to consider debt consolidation. This is where an individual takes out a new loan and uses this loan to pay off expensive credit or store card balances, loans with high interest charges or large monthly installments. Doing this leaves them with just one manageable monthly payment.

This is particularly effective if the credit rating of the borrower is still good and a new loan can be sourced on good terms. If the debt problems have already caused payments to be missed then the individuals credit rating may have already been adversely affected meaning that the best terms for a loan may not be available. Debt consolidation works by reducing your monthly payment on a loan compared with the aggregate amount payable on the previous loans. Although this means that the total amount of interest paid may end up being greater. The prime driver of this is to reduce the monthly payment to a more manageable amount. By doing this, money can be freed up so that living within a budget becomes easier.

Bankruptcy numbers have increased throughout the current recession but not as sharply as many analysts had thought. This is partly due to the increased use of debt consolidation loans and Individual Voluntary Arrangements (IVAs), many people have managed to avoid the ultimate sanction, bankruptcy. The smaller amounts of debt may be manageable, when it comes to larger sums take more effort to get your finances under control. Ignoring debt is a bad option. Debt may start to affect relationships and cause all sorts of future borrowing problems if it is left unaddressed. There is a good and effective legal framework for managing debt problems ranging from debt consolidation loans through to IVAs.

IVAs have been a successful factor in reducing bankruptcy proceedings. These are arrangements that are legally approved debt management plans. These allow debtors to agree with lenders what can be afforded, with an understanding that at the end of the IVA term, any remaining debt will be written off by the lender. Whilst this is not ideal for lenders, it does however offer them a structured and legally approved method of recovering some of the money that is owed to them rather than having to repossess or go to the expense and hassle of instigating bankruptcy proceedings against an individual.