You filed for bankruptcy, but maybe it’s not working out. When filing your Chapter 13 case, you have a new repayment plan to ensure you pay off your creditors within 3 to 5 years. Sometimes, unexpected things could happen in the course of your repayment duration. You could lose your source of income, get sick,…

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. 1 Timothy 6:10 Personal finance management is a particularly tricky subject to address in the Christian context. For starters, 1 Timothy 6:10 above tells us the love…

As you progress in your life, there are an array of financial decisions to make. When you’re on a budget, these considerations can add a layer of complication. One big financial consideration is determining which types of insurance are necessary for you to obtain.  There are many types of insurance to consider throughout different stages…

Your first semester of college will most likely start with a possible trade-off of good grades and earning money. You will not be able to work a full-time job, and finding part-time or freelance work might be a very tough task.  Given the demands of your studies and personal duties, you require a job that…

Bankruptcy is usually the last option people resort to when they’ve gone through a difficult financial situation. People often think that bankruptcy occurs due to a person’s financial irresponsibility or misuse of extended credit. But that’s not always the case.  People file for bankruptcy for numerous reasons. If you’re part of the reasons below and…

Moving anytime soon? Wondering about the costs of such an ordeal? Well, we’ll tell you one thing: it doesn’t come cheap. However, it depends on the distance or the weight of your cargo, among many other things. Still, the service you’ll receive is worth it. It’s definitely better to spend some funds and ensure a stress-free…

If you’re planning to file for bankruptcy, hold on and hear first what we have to say. Then, if possible, change your mind. Here’s why:  Declaring bankruptcy can have severe negative consequences in the short and long term. For example, filing for bankruptcy decreases your credit score by a hundred points or more. And that makes…

I’ve actually been using this great service for over a year and I’ve finally got around to writing a review of it. First off, it’s not a true FICO score. It’s based on your Transunion credit report and is the same score that TrueCredit, Privacy Matters, and others use. However, I don’t think that’s the…