Where to Find Cash to Give to Charity

You might like to donate money to your church or favorite charity, but if are living on a tight budget or are working hard to pay down debt, finding extra money to donate can be difficult.  However, with some creative thinking, you can find ways to donate to your favorite charity and still meet your other financial goals.  My favorite way to do this is to use Swagbucks.

What Is Swagbucks?

Swagbucks is an Internet search engine that works much the same as Yahoo or Google.  Simply search the web as you normally would, but occasionally you will get rewarded with Swagbucks.  These can range from just a few to 80 or more.  Let them accrue until you want to cash them out.

How To Sign Up

Signing up for Swagbucks is simple.  Just enter your e-mail address and create a password or use Facebook to sign in.  If you have a bonus code, use that.  (Right now, if you use the code FINCON2012 you can get 80 free bonus Swagbucks just for signing up.)

How Can Swagbucks Help You Donate to Charity?

You can choose to cash out your Swagbucks for a PayPal deposit, and then use the money to donate to your favorite charity.  For a $25 PayPal deposit, 3,125 Swagbucks are needed.  If you search the Internet a few times a day, you could get the $25 Pay Pal deposit in 3 to 6 months.  Yes, it takes time, but you are doing what you would do normally in your day anyway, searching the Internet, with no extra work involved.

Another alternative is to redeem for an Amazon gift card.  A $25 Amazon gift card is 3,150 Swagbucks.  I have done that before and then used the card to buy something to donate to a family at Christmas.

If you don’t have many Swagbucks yet, you can still use them for a good cause by donating your Swagbucks to Swagbucks’ donation drive for the month.  For the month of September, Swagbucks is raising money to donate to the Humane Society.  Every Swagbuck you offer for donation is worth .01, so if you donate 1,000 Swagbucks, you are making a $10 cash donation.

Trying to be financially responsible and donating to charity can be tough if you are on a tight budget or paying down debt.  Luckily, Swagbucks makes it just a bit easier.

Thank you Same Day Loans for Your Interest in the Post

Pray for Haiti…

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(Photo by: Daniel Morel)

As many of you may know already, Haiti was hit with a devastating 7.3 earthquake on Tuesday killing an estimated 100,000 people or more and demolishing nearly everything in sight. The world has responded with aid including $100 million from the United States. But there is still more to be done.

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100% of donations for the next two weeks here at Christian Finance Blog will go directly to Haiti earthquake relief (to the Red Cross). You can also donate $10 directly to the Red Cross by texting ‘HAITI’ to ‘90999. You will be charged on your cell phone bill.

But don’t just donate…pray. Prayer changes the atmosphere and prayer works miracles.

Kiva: Micro Loans That Bless

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If you haven’t heard of Kiva, you need to hear it now. Kiva means “unity” or “agreement” in Swahili. The basic idea behind Kiva is the concept of microlending or microfinance. The premise behind microlending is that many smaller loans from different sources fund a whole complete loan. The difference between Kiva and another micro-finance based site, Prosper, is that interest isn’t charged to the borrowers. Also, the borrowers are small business owners in third-world and poorer countries of the world so these are loans that truly bless people who need it. Also, because these interest-free loans are loans rather than gifts, both the lender (you) and the borrower are on the same level so everyone feels good. And the Bible teaches that we shouldn’t charge interest to the poor anyway.

All it takes is a computer, the Internet, and a Paypal account to get started! If you go to the Kiva website, you will be able to browse small businesses from around the world from places such as Cambodia, Mexico, and others (however, because of recent huge press coverage, all loans are currently funded). You will be able to see a picture and a little description of what the loan is going to be used for. Some people own small markets and need some money to buy some inventory. Others raise sheep and need some money to buy some more to expand their business. Once you find someone you’re interested in helping, all you have to do is send via Paypal a minimum of $25 to help finance the entire loan. Loans have a 6 month or 12 month terms and the pay back rate has been an amazing 99%! You’ll get progress reports on how things are going for your specific “sponsored” small business as time goes on. As of right now, the entire amount that you loan goes to the entrepreneur in the other country. Kiva does not take a cut at all and is supported by donations from lenders.

This is a great way to help the working poor around the world by lending some money to microfinance a loan. These really are loans that change lives and make a difference. Plus, you’re likely to get your money back so you can loan to someone else in need.

Check out the Christian Finance Kiva page and Kiva.org for more information!

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