Christian Finance Blog
Spiritually Prosperous, Financially Rich!

I know what you’re thinking. What are snakes doing on a Christian Finance blog? Well, there’s a saying that says that if you play with snakes, you’ll get bit. Dave Ramsey even uses it to describe credit cards.
Well, I’ve got a great “bit by snakes” story for you. As many of you know, I’m on [...]

This really makes me mad! I have lost respect for most car sales people (yes, there are woman car sales people). I get a phone call on Friday from a younger coworker of mine asking if she could use me as a reference. I asked her “for what” and she said that she needed five [...]

You’ve seen those annoying freecreditreport.com ads on TV, haven’t you? I’ve always said that it was a scam because it’s not really free. You have to sign up for a monthly $14.95 credit monitoring service to get it for “free”.
I’ve also always said that annualcreditreport.com is the only government-established website for getting your credit reports [...]

I’ve actually been using this great service for over a year and I’ve finally got around to writing a review of it. First off, it’s not a true FICO score. It’s based on your Transunion credit report and is the same score that TrueCredit, Privacy Matters, and others use. However, I don’t think that’s the [...]

I ran across this today. I thought it was funny and it gets the point across. The beggar’s net worth is higher than everyone else because he doesn’t have any debt! That’s really sad, isn’t it? I was in that same situation, too. Had a negative net worth because of all my debt. Now I’m [...]

Happy Valentine’s Day! In honor of Valentine’s Day, I am going to talk about love and money. Did you know that the number one reason for divorce in the U.S. is over money and money fights? In some studies, it says “financial stress”. So how can you eliminate financial stress in your marriage?
How about being [...]

Woo hoo!!! I just paid off all my student loans!!! Piece by piece. Bit by bit. Day by day. Step by step. That’s how you get out of debt! Today I’m one step closer to being completely debt free!!! I’m on schedule to be debt free by September of this year!!! I can’t wait! All [...]

Earlier this month, I blogged about getting your free FICO score from MyFICO through their Score Watch trial. Well, now you don’t have to sign up for anything to get your free Equifax FICO score! Just visit this website and register. No credit card required and the website is run by MyFICO and Equifax. But [...]

MyFICO is offering a free 30-day trial of their FICO Score Watch which offers 2 free Equifax FICO scores and credit reports! Each FICO score is worth $15.95! This is the real FICO score that most banks and lenders use today.
Your score will be pulled on the day you sign up and you get another [...]

I wrote about the purchase and acquisition of ShareBuilder by ING Direct last year in December. I wondered back then how they would integrate together. Well, ING finally took a step in the right direction.
You can now access your ShareBuilder account from your ING account. All you have to do is login your ING Direct [...]

freedom: the power to determine action without restraint.
As we celebrate America’s birthday and independence, let this be a personal financial freedom day for you! We are so blessed in this country to be able to worship freely, have access to free education, and have the freedom to be as hard-working or as lazy as we [...]

Did you know that the world’s richest man’s credit score is only 718? How can a billionaire like Warren Buffet have an average credit score? Even my credit score is higher than his! He really doesn’t need to even borrow money since his net worth is “only” about $62 billion. He can just pay with [...]

Recently I said goodbye to an old friend. I’ve only known her for a few years, but they were a painful few years and I couldn’t wait to get rid of her. It was just something about her. She was always asking for money every month. I even paid her a little extra hoping she [...]

Here’s a real easy Quick Tip for you! This is not my idea. This is from David Bach. Do you want to know how to shave 7 years off of your 30-year mortgage? This is not a get rich scheme or anything illegal at all! All you have to do is say the words “biweekly [...]