Christian Finance Blog
Spiritually Prosperous, Financially Rich!

The number of financial problems affecting the people of the UK seems to be growing. With rising VAT, high inflation and many people unemployed – the highest figure in around ten years, in fact – people are consistently looking for debt solutions. Luckily, management of debt is not too difficult and people are increasingly seeking [...]

You can ask all the big time personal finance gurus out there – from Dave Ramsey to Suze Orman – and they’ll all tell you the same thing: lending money to family is a bad idea. It invites a plague of ethical dilemmas and amateur mistakes that statistically often stack against the lender. But what [...]

Do you know what freedom feels like? It’s an amazing feeling! There’s nothing holding you back. Nothing following behind you. Complete freedom. Liberty. Independence. Dependence on God alone and not on credit cards, auto loans or payday loans. I just sent my final two credit card payments today and I am now completely debt free! [...]

I know what you’re thinking. What are snakes doing on a Christian Finance blog? Well, there’s a saying that says that if you play with snakes, you’ll get bit. Dave Ramsey even uses it to describe credit cards. Well, I’ve got a great “bit by snakes” story for you. As many of you know, I’m [...]

This really makes me mad! I have lost respect for most car sales people (yes, there are woman car sales people). I get a phone call on Friday from a younger coworker of mine asking if she could use me as a reference. I asked her “for what” and she said that she needed five [...]

You’ve seen those annoying freecreditreport.com ads on TV, haven’t you? I’ve always said that it was a scam because it’s not really free. You have to sign up for a monthly $14.95 credit monitoring service to get it for “free”. I’ve also always said that annualcreditreport.com is the only government-established website for getting your credit [...]

I’ve actually been using this great service for over a year and I’ve finally got around to writing a review of it. First off, it’s not a true FICO score. It’s based on your Transunion credit report and is the same score that TrueCredit, Privacy Matters, and others use. However, I don’t think that’s the [...]

I ran across this today. I thought it was funny and it gets the point across. The beggar’s net worth is higher than everyone else because he doesn’t have any debt! That’s really sad, isn’t it? I was in that same situation, too. Had a negative net worth because of all my debt. Now I’m [...]

Happy Valentine’s Day! In honor of Valentine’s Day, I am going to talk about love and money. Did you know that the number one reason for divorce in the U.S. is over money and money fights? In some studies, it says “financial stress”. So how can you eliminate financial stress in your marriage? How about [...]

Woo hoo!!! I just paid off all my student loans!!! Piece by piece. Bit by bit. Day by day. Step by step. That’s how you get out of debt! Today I’m one step closer to being completely debt free!!! I’m on schedule to be debt free by September of this year!!! I can’t wait! All [...]

Earlier this month, I blogged about getting your free FICO score from MyFICO through their Score Watch trial. Well, now you don’t have to sign up for anything to get your free Equifax FICO score! Just visit this website and register. No credit card required and the website is run by MyFICO and Equifax. But [...]

MyFICO is offering a free 30-day trial of their FICO Score Watch which offers 2 free Equifax FICO scores and credit reports! Each FICO score is worth $15.95! This is the real FICO score that most banks and lenders use today. Your score will be pulled on the day you sign up and you get [...]

I wrote about the purchase and acquisition of ShareBuilder by ING Direct last year in December. I wondered back then how they would integrate together. Well, ING finally took a step in the right direction. You can now access your ShareBuilder account from your ING account. All you have to do is login your ING [...]

freedom: the power to determine action without restraint. As we celebrate America’s birthday and independence, let this be a personal financial freedom day for you! We are so blessed in this country to be able to worship freely, have access to free education, and have the freedom to be as hard-working or as lazy as [...]