Christian Finance Blog
Spiritually Prosperous, Financially Rich!

So I saw an unrecognized number ringing on my cell phone. Normally, I don’t answer unknown numbers, but I didn’t have anything to do at the moment so I answered it. Well, what do you know? It was my credit card company calling to do a customer satisfaction survey. It was about the phone call [...]

I know what you’re thinking. What are snakes doing on a Christian Finance blog? Well, there’s a saying that says that if you play with snakes, you’ll get bit. Dave Ramsey even uses it to describe credit cards.
Well, I’ve got a great “bit by snakes” story for you. As many of you know, I’m on [...]

President Obama signed into law today credit card reform that was long overdue (no pun intended). The legislation had bipartisan support in the House and Senate and President Obama has been pushing it for a while. The legislation passed despite opposition from the credit card industry and I’m glad it did.
These credit card companies are [...]

MyFICO is offering a free 30-day trial of their FICO Score Watch which offers 2 free Equifax FICO scores and credit reports! Each FICO score is worth $15.95! This is the real FICO score that most banks and lenders use today.
Your score will be pulled on the day you sign up and you get another [...]

Black Friday, the traditional kick-off to the Christmas shopping season, is fast approaching in a couple weeks. I go every year and camp out on Thanksgiving night after dinner. Some of the ads are already out at bfads.net. So far, I’m a little disappointed in the “deals”. But, some ads are not available yet so [...]

Here’s how you can double your warranty on many items that you purchase. Use your credit card. That’s right. I do disagree with Dave Ramsey on some things (although I agree more than I disagree). Credit cards can be a tool if used correctly and this is one example (out of many examples).
Many of the [...]

It’s very refreshing to hear news of a credit card company actually doing something positive once every blue moon. Citigroup, which is the third largest credit card issuer in the U.S., said that it is essentially getting rid of universal default.
Universal default is a clause on credit card agreements where a credit card issuer can [...]

In a recent article at MSN Money, a study found that 1 in 7 (14.3%)Americans own 10 or more credit cards! The average American has 4 credit cards and the average credit score is 674.
Where do you stand? What’s your FICO credit score? How many credit cards do you have? How many do you carry [...]