Why is a merchant account better than PayPal?
For a business to accept online payments, you need both a gateway and a processing account. The gateway takes or “captures” the consumer’s credit card information, applies encryption, and transmits it to an account for processing of the payment. There, an authorization occurs, the transaction is settled, and funds are transferred. The most common dilemma businesses face in adding [...]
Happy 3rd Birthday Christian Finance Blog!
Today’s the 3rd birthday for Christian Finance Blog! It’s hard to believe it’s been three years already since I started this blog on February 11, 2007. I know I haven’t updated as much as I’d like to lately, but the blog is still not dead. I haven’t had much time to write at all lately, [...]
Happy Birthday, Jesus and Merry Christmas!
Today the entire world is celebrating the birth of Jesus Christ! Non-Christians and Christians alike are singing about Him this Christmas season. Don’t forget the real reason for the season. And why don’t you tell Jesus “Happy Birthday” today? And maybe even give Him a gift? He gave Himself as a gift to all humanity. [...]
Happy Turkey Day!
After all the great food, family, and fun today, remember to think about thankfulness. Being thankful is being content with who God made you to be and what God has given you. I’m thankful for my life, for I wouldn’t be here today if it wasn’t for Him. I’m thankful to be able to worship [...]
Sorry…
Sorry for the lack of updates recently. I’ve been on vacation overseas for the past couple weeks. I’ll get on new updates shortly. Thanks for being a reader!
FREEDOM!!!!
Do you know what freedom feels like? It’s an amazing feeling! There’s nothing holding you back. Nothing following behind you. Complete freedom. Liberty. Independence. Dependence on God alone and not on credit cards, auto loans or payday loans. I just sent my final two credit card payments today and I am now completely debt free! [...]
My Credit Card Company Called Me!
So I saw an unrecognized number ringing on my cell phone. Normally, I don’t answer unknown numbers, but I didn’t have anything to do at the moment so I answered it. Well, what do you know? It was my credit card company calling to do a customer satisfaction survey. It was about the phone call [...]
Don’t Get Bit by Snakes
I know what you’re thinking. What are snakes doing on a Christian Finance blog? Well, there’s a saying that says that if you play with snakes, you’ll get bit. Dave Ramsey even uses it to describe credit cards. Well, I’ve got a great “bit by snakes” story for you. As many of you know, I’m [...]
Just Opened a Bank of Internet 2.50% Savings Account
Just opened an Advantage Savings account at Bank of Internet today that’s currently paying an astounding 2.50% (yes, it may not sound high, but it’s one of the highest rates I’ve seen lately). I’ll have a proper review sooner rather than later.
Happy Birthday, America!
Happy birthday, America! Yes, today is the day that we celebrate the birth of our great country! We enjoy so many freedoms in this country. Freedom to worship, freedom of speech, the freedom to prosper. But freedom comes with a cost. Our freedom was paid for by the many men and women who have served [...]
GM Should Have Gone Bankrupt 6 Months Ago
As you may or may not have heard, GM recently declared bankruptcy this past Monday to become the fourth largest bankruptcy in U.S. business history. The General obviously had way too much debt on the books. Over $172 billion worth! But what’s the problem? Well, GM should have gone bankrupt much sooner than Monday. It [...]
Vote for CFB at Bible Money Matters!
Christian Finance Blog made it to Bible Money Matters Carnival of Top Personal Finance Posts #5! Check out the blog and make sure you vote for the post that made it: Don’t Get Ripped Off Buying a Car. Edit: Now you can vote right here. Vote for whichever post you like, but keep me in [...]
Don’t Get Ripped off Buying a Car!
This really makes me mad! I have lost respect for most car sales people (yes, there are woman car sales people). I get a phone call on Friday from a younger coworker of mine asking if she could use me as a reference. I asked her “for what” and she said that she needed five [...]
Christian Finance Blog Now Available on Kindle!
Hey, I’ve got some great news! Christian Finance Blog is now available on the Amazon Kindle! It’s just another way to read Christian Finance Blog with the convenience of reading it on your Kindle or iPhone (through the Kindle app). You can subscribe for only $1.99 a month (30% goes to support this blog and [...]
FNBO Direct Rate Update
Just got an email from FNBO Direct saying that they’re dropping rates to 1.65%. I’m glad that the online bank is being transparent but there are other online banks that offer better rates. Dollar Savings Direct is currently at 2.00% and Heartland Bank Direct is at 2.30% 2.10%.