Christian Finance Blog
Spiritually Prosperous, Financially Rich!

I just saw a post on FatWallet that talks about the Provident Direct online high yield savings account that’s currently paying 4.50% (edit: now only 3.75%)! It seems like a good deal especially given today’s market conditions. However, the Fed is expected to drop rates again tomorrow so who knows how long this rate is [...]

The Fed recently cut the federal funds rate (the rate that affects consumer loans such as home equity lines of credit, auto loans, and credit cards) by a half percent after cutting it by three-quarters of a percent on January 22 in an emergency meeting. The federal funds rates now stands at 3% which is [...]

If you’re looking for a new checking account or need to have an additional one, here’s some more incentive. Now through February 29, 2008, if you open a checking account with Bank of America, they will deposit $100 within 90 days of opening the account. The best way to do it is to open it [...]

Since ING Direct purchased and acquired ShareBuilder on November 19, 2007 for $220 million, everyone was wondering what changes would come about. Well, there’s good news! Not only did they change the color scheme, but the price for real-time trades has gone down to $9.95 per trade rather than the old $15.95. That’s a 35% [...]

ING Direct recently dropped their Orange Savings rate from 4.30% to 4.20% due to the recent Fed rate cut. You can still get their $25 for opening an account. If you’re interested, send me an email! WaMu’s online savings account also dropped recently from 5.00% to 4.75%. It’s still a great rate from a reputable [...]

Here’s another $50 bank bonus! This time it’s from the well established Wells Fargo bank with nationwide branches. All you have to open a free checking account with a minimum of $100 and you’ll receive $50 within 30-45 days of opening the account. That’s an easy 50% return on your money for FREE! Free checking [...]

Just wanted to let you know that I just received my free $100 from the Citi offer I talked about a couple months ago. I only deposited $1 and I got $100 in return! Easy money! The Citi offer is now expired but there are others offers available like the Wachovia $50 bonus and an [...]

If you have a local Wachovia Bank (Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Kansas, Maryland, Mississippi, Nevada, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington, D.C.) you might be interested in opening a free checking account with them for a free $50 bonus! All you have [...]

I just saw this at FatWallet. It’s a $50 bonus for opening an Orange Savings account with ING Direct with a $250 minimum. Normally they only pay out $25 so this is a great deal and an easy 20% instant return on your money. Just go to the special New York Times ING Direct page [...]

Since the Fed lowered the discount rate (the rate at which it lends money to banks), many online savings accounts have followed and have lowered their rates. FNBO Direct was offering a 6% promotion but is now offering a still-respectable 5.05%. Here is an interest rate round-up from around the web: ING Direct: 4.5% to [...]

Remember when my checking account got broken into? Well, I had to close down my main checking account at Washington Mutual because of a security issue. This was the account that I had linked with all my online savings, brokerage, etc. accounts. Well, EmigrantDirect happened to be one of them. Now, I really didn’t have [...]

You heard that right; my checking account got broken into! To be more specific, someone tried to use an electronic check to take money from my checking account at Washington Mutual. This happened to me a couple weeks ago. I only noticed it because I never used this checking account for making payments. I only [...]

Who wouldn’t want a free $100 with almost no catches? Well, here it is! If you sign up for a Citibank Ultimate Savings Account (currently paying 4.75%), you will receive a free $100 bonus into your account 90 days after your first statement date! There are absolutely no minimums, no fees and no Citibank checking [...]

That’s right. I just got an email saying that FNBO Direct is capping customers’ deposits to $1,000,000. So unfortunately, you can’t deposit more than a million dollars anymore with FNBO. Too bad I don’t have that problem. If you do have that problem, you probably don’t need my help! Anyway, I don’t think you should [...]