Verse of the Day: Worthy of His Wages
7 And remain in the same house, eating and drinking such things as they give, for the laborer is worthy of his wages. Do not go from house to house. Luke 10:7 (NKJV) From the Life Application Bible: Jesus told his disciples to accept hospitality graciously because their work entitled them to it. Ministers of [...]
How to Get a Great Deal on a New Car (My Car Buying Experience)
I decided to purchase a new vehicle (nothing very expensive) back in November 2006 and I got a great deal. While I was shopping for my new car, I dealt with several dealers via e-mail and one dealer quoted the lowest price out of all the dealers. I negotiated an out-the-door price (taxes, dmv, everything). [...]
My Checking Account Got Broken Into and How to Prevent It!
You heard that right; my checking account got broken into! To be more specific, someone tried to use an electronic check to take money from my checking account at Washington Mutual. This happened to me a couple weeks ago. I only noticed it because I never used this checking account for making payments. I only [...]
Get FREE Professional Retirement Advice!
Yes, that’s right. Free financial retirement advice from professional (normally) fee-only financial planners. Kiplinger and the National Association of Personal Financial Advisors (NAPFA) are teaming up to bring the Kiplinger’s Jump-Start Your Retirement Plan Days. Just call 888-919-2345 between 9 am and 6 pm eastern time on Friday, August 17, and Thursday, August 30. You [...]
FNBO Direct Caps Deposits
That’s right. I just got an email saying that FNBO Direct is capping customers’ deposits to $1,000,000. So unfortunately, you can’t deposit more than a million dollars anymore with FNBO. Too bad I don’t have that problem. If you do have that problem, you probably don’t need my help! Anyway, I don’t think you should [...]
How to Spend Your Tax Return
(Not mine, btw) Now that you’ve probably received your refund check in the mail or even direct deposited, here’s how you can spend your tax return from a Bankrate article. Hopefully you haven’t spent it already! 1. Pay down credit card debt. 2. Open an IRA (I recommend a Roth IRA unless you don’t qualify). [...]
Quick Tip: Shop Around for Car Service
My dad just learned this the hard way just recently. And usually he’s good about things like this. His 2002 car was due for a new water pump and timing belt. He took it to the dealer that he normally takes it to and they quoted him $1600 for the whole job. He just ok’d [...]
Association of Payday Lenders $10 Million Ad Campaign
I just saw an ad for the Assocation of Payday Lenders on tv. What a ridiculous attempt to try and put the rip-off payday lenders in a good light. If you don’t know, payday lenders will give you cash for a post-dated check that’s on your payday and usually charge $15 for every $100. If [...]
Get Out of Debt with an Emergency Fund
It’s pretty much common knowledge now that everyone should have an emergency fund of 3-6 months (some experts say even more) of expenses in liquid savings (money that’s easily accessible). But unfortunately, common knowledge isn’t necessarily common practice and many people just don’t have anything in savings. The key to getting out of debt is [...]
Payday Loans are of the Devil!
Ok, well maybe not, but they still are a very bad deal. Here’s an excerpt from another great financial blog creditpro: “Another common problem that I encounter on a daily basis has to do with payday loans. While these may appear to be a quick and easy way to get money for rent, bills, credit [...]