Christian Finance Blog
Spiritually Prosperous, Financially Rich!

Here’s an interview with founder and CEO of Credit Karma which I reviewed a few days ago. 1. Ken, what was your motivation in starting Credit Karma? Having worked in financial services for over a decade, I’ve always understood the importance of good credit. About 3 years ago, I tried a credit monitoring service and [...]

You’ve seen those annoying freecreditreport.com ads on TV, haven’t you? I’ve always said that it was a scam because it’s not really free. You have to sign up for a monthly $14.95 credit monitoring service to get it for “free”. I’ve also always said that annualcreditreport.com is the only government-established website for getting your credit [...]

Don’t forget to enter into the TurboTax Premier Online giveaway! There’s only 3 comments so you have a great chance to win! You can’t win if you don’t enter, so do it today! Today’s the last day to enter.

I’ve actually been using this great service for over a year and I’ve finally got around to writing a review of it. First off, it’s not a true FICO score. It’s based on your Transunion credit report and is the same score that TrueCredit, Privacy Matters, and others use. However, I don’t think that’s the [...]

“In the middle of every difficulty lies opportunity.” Albert Einstein Just got laid off? Can’t find work? Just went bankrupt? In every difficult situation lies opportunities. It’s in the fire that gold is purified. It’s in extreme pressure that a diamond is birthed. It’s in the heat of the microwave that popcorn is made. The [...]

I ran across this today. I thought it was funny and it gets the point across. The beggar’s net worth is higher than everyone else because he doesn’t have any debt! That’s really sad, isn’t it? I was in that same situation, too. Had a negative net worth because of all my debt. Now I’m [...]

Spring is here and taxes are in the air. Did you know that today’s the first day of spring? That just means that Tax Day is even closer. So how about getting a chance to win a free access code to TurboTax Premier Online to help you with your taxes ($85 value; courtesy of TurboTax; [...]

“If a man who cannot count finds a four-leaf clover, is he lucky?” Stanislaw J. Lec Hope you have a great St. Patrick’s Day! My mom actually has two four-leaf clovers she found when she was a kid! I’ve never seen one in the wild.

Unfortunately, Joe did not reply to my email as the winner of Day One of the Presidential Giveaway so I am picking a new winner. The new winner of the Presidential Giveaway Day One (due to non-response of the original winner) is…     John! Congratulations on winning! I’ll be contacting you so I can [...]

10 Don’t make your living by extortion or put your hope in stealing. And if your wealth increases, don’t make it the center of your life. Psalm 62:10 (NLT) Pretty self-explanatory. Don’t make a living through immoral means. Stealing is wrong. Make an honest living and don’t focus on wealth as the center of your [...]

Woo hoo! I just e-filed my 2008 federal and state taxes! Actually. It’s not a woo hoo because I hate paying taxes. I’m just glad I’m done. I’m getting a refund of $85! That’s exactly how I like it. Why, you ask? Because that means I’m not loaning the government interest-free money throughout the year. [...]

“Money is a great friend, once you send it off to work.” Peter Lynch Great quote. Earning interest and dividends on your savings and investments are what putting money to work is all about. This works in reverse when you have debt. Debt costs you money. Avoid it as much as you can!

Here’s another quick rate update. HSBC Direct just dropped their rate to 1.85%. Dollar Savings Direct dropped to 2.25%. ING Direct is now at 1.65%. I have tons of online savings accounts and the one I keep coming back to is ING. I’ve been with them since 2005 and I still use them all the [...]

Time to spring forward! Don’t forget to set your clock forward one hour tonight so you’re not late for church tomorrow!