Christian Finance Blog
Spiritually Prosperous, Financially Rich!

Insurance policies are contracts. These contracts have a first (the insured) and a second (the insurer) party. First party claims can be made by the insured for their own losses. However, another claim that can be made is known as a third party claim. A third party claim is made when an individual or other entity that is [...]

Having a good credit history is very important when it comes to making an application to borrow money, and most people agree that credit ratings are extremely important. However, very few people actually know precisely what a credit rating is and how they’re constructed, so we’ve pulled together five key facts that will give you [...]

We all know the feeling of having a money crunch. Perhaps you complete your 1040 tax form and discover instead of a refund you are going to owe $2,000. Maybe your car has an unexpected $600 repair. If you don’t have an ample emergency fund, gathering that extra money quickly can be difficult. If you need fast cash, [...]

For a business to accept online payments, you need both a gateway and a processing account. The gateway takes or “captures” the consumer’s credit card information, applies encryption, and transmits it to an account for processing of the payment. There, an authorization occurs, the transaction is settled, and funds are transferred. The most common dilemma businesses face in adding [...]

If you are a homeowner who will soon be working overseas, you have many decisions to make regarding your house. Should you keep the house or sell it? Should you rent out the space? Should you make changes to your mortgage based on your current plans? The answers, of course, depend on your personal situation. However, if [...]

No matter how large or small a company might be, it needs to make sure it is always on top of its accounting processes. This matters for several reasons. For instance, businesses need to know basic things such as how much money they’ve spent, how much they’ve bought in and whether this is balanced. They also need accurate [...]

Stocks and shares are a popular form of investment and they can bring worthwhile financial benefits. However, unless you take precautions you may find that you end up having to pay capital gains tax on any dividends you receive from those stocks and shares. This is one reason why having a stocks and shares ISA can be a [...]

Its gift-giving season and we’re about to get some awesome presents! That’s definitely something to be excited about, but we will also be receiving some things we probably don’t want. While an iPhone certainly would be sweet, an iPod nano might useless if you already have a quality mp3 player. And if you are into [...]

There are many kinds of cars which are produced and offered to market. Some people like to buy a new car. Some of them like to buy a classic or vintage car. In other words, people buy vehicles is based on their hobby and interest. For people who love classic or vintage car, there are some awesome experiences [...]

If you’re about to start up a new business, then it’s extremely important that you get a business insurance policy that meets your business needs – and what the difference is between professional indemnity, employers’ liability and public liability insurance. What will I need? Whatever the type of company you’re intending on starting – whether it be [...]

After a natural disaster, many homeowners are left cringing long after the damage has been repaired. The fear of homeowners insurance rate hikes is enough to make anyone worried. So here are some tips for how to keep your home insurance cost low while also maintaining great coverage: Shop Around: Don’t get the first rate you receive. Shop [...]

Does anyone remember the days when a conference call consisted of really choppy video, a long delay, and flickering projectors that messed up all the colors? I do! Boy, have things changed since then. First off, who pays to connect with people anymore? Everything is done via the Internet. And choppy video is a thing [...]

Payday loans can be a convenient financial tool in an emergency, but make sure you can pay your lender back on time to avoid high interest rates often associated with these cash loans. Many lenders offer rollovers for customers who can’t pay in full, but be careful with this option, as you could end up [...]

The number of financial problems affecting the people of the UK seems to be growing. With rising VAT, high inflation and many people unemployed – the highest figure in around ten years, in fact – people are consistently looking for debt solutions. Luckily, management of debt is not too difficult and people are increasingly seeking [...]