ING Direct has a rare $50 bonus for opening an Electric Orange online checking. Open an account by June 20, 2009 and then just use your debit card to make 3 signature-based (non-PIN) transactions within the first 45 days. On the 50th day, ING Direct will deposit $50 into your account! Make sure you use reference code EM275 when you open the account, otherwise it won’t work.
I’ve used my Electric Orange account for years now and I like it. Mine’s connected to all my online accounts and it’s also connected to my main checking account at WaMu (Chase). The electronic checks are unique and I find myself rarely using paper checks anymore. However, I actually use this as a secondary checking account (currently WaMu’s my main). If you don’t need paper checks (you can still mail checks), this would be a good choice for you.
I’ve found ING’s customer service to be excellent and they don’t have many fees that most big banks charge like overdraft fees. Please note that they will do a hard pull on your credit because of the mandatory overdraft protection. There is no minimum deposit to open an account, but obviously you need money in there to do the 3 transactions.
The interest rate isn’t that high, but you can open an Orange Savings account and you can get a better rate (1.50% as of this writing). If you want a $25 bonus for opening an Orange Savings account with at least $250, let me know. I’m not sure if you can use both, though.