Comments on: Presidential Giveaway Day Four! http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/ Spiritually Prosperous, Financially Rich! Sun, 29 Jan 2012 03:42:51 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Henry http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-917 Henry Thu, 05 Mar 2009 06:21:57 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-917 The contest is now over. Keeping reading the blog for upcoming giveaways! Subscribe to the feed! You never know when I'll be in a giving mood! The contest is now over. Keeping reading the blog for upcoming giveaways! Subscribe to the feed! You never know when I’ll be in a giving mood!

]]> By: Julie K http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-816 Julie K Sat, 28 Feb 2009 01:21:58 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-816 We are debt free, (with the exception of a mortgage). We really like Dave and want to read what he has to say about teaching wise finances to children. We are debt free, (with the exception of a mortgage). We really like Dave and want to read what he has to say about teaching wise finances to children.

]]> By: Marj McClendon http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-788 Marj McClendon Thu, 26 Feb 2009 17:10:34 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-788 We just got into some hospital debt. By aggressively paying it down, we hope to have it paid off within the year. We hold no credit card debt by the grace of god. Never use one ulnless it is a true emergency. This is where God comes in.....we have not had an emergency yet. I don't see putting the hospital bill on a credit card.monthly payments will do. We just got into some hospital debt. By aggressively paying it down, we hope to have it paid off within the year.

We hold no credit card debt by the grace of god. Never use one ulnless it is a true emergency. This is where God comes in…..we have not had an emergency yet. I don’t see putting the hospital bill on a credit card.monthly payments will do.

]]> By: gt0163c http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-764 gt0163c Wed, 25 Feb 2009 20:45:22 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-764 I am debt free with the exception of my mortgage. I managed to graduate college with no student loans thanks to grandparents that started saving for me for my college education the moment I was born and working as a co-op for six quarters. The last car I bought I paid cash (which kinda freaked out the finance lady at the dealership, but made the whole process go a lot quicker. She rambled on about the different finance and other options that she was required to tell me about. I played with the squishy Lojack car toy on her desk.). I'm on track to pay off my mortgage about 10 years early. I also fully fund my IRA and invest in my 401K slightly above the amount that my employeer matches. I am debt free with the exception of my mortgage. I managed to graduate college with no student loans thanks to grandparents that started saving for me for my college education the moment I was born and working as a co-op for six quarters. The last car I bought I paid cash (which kinda freaked out the finance lady at the dealership, but made the whole process go a lot quicker. She rambled on about the different finance and other options that she was required to tell me about. I played with the squishy Lojack car toy on her desk.). I’m on track to pay off my mortgage about 10 years early.
I also fully fund my IRA and invest in my 401K slightly above the amount that my employeer matches.

]]> By: Carrie http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-758 Carrie Wed, 25 Feb 2009 18:29:57 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-758 We've paid off about 17K in 20 months. We still owe $10K on our car. We’ve paid off about 17K in 20 months. We still owe $10K on our car.

]]> By: Dominic http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-709 Dominic Mon, 23 Feb 2009 22:33:54 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-709 I've contacted my credit card companies to try and lower my APR. Only successful 1 of 3 but gotta start somewhere. I've also began to pay off credit debt by paying off the lowest balance first and working my way to being debt free!! I’ve contacted my credit card companies to try and lower my APR. Only successful 1 of 3 but gotta start somewhere. I’ve also began to pay off credit debt by paying off the lowest balance first and working my way to being debt free!!

]]> By: Jill http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-680 Jill Sun, 22 Feb 2009 17:05:23 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-680 Have finally gotten a budget that I can live with. I'm now getting ready to start paying down my debt (luckily NOT credit card debt!). I'm so psyched and I love Dave! Have finally gotten a budget that I can live with. I’m now getting ready to start paying down my debt (luckily NOT credit card debt!). I’m so psyched and I love Dave!

]]> By: Olivia http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-640 Olivia Sat, 21 Feb 2009 15:27:40 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-640 We are debt free except for the student loans my parents took out while I was single. My parents said that they will pay those off though, so if they actually do that I should be good to go. Well, I guess my husband also has debt to his parents for his farm equipment, but I consider that more a business debt than a personal one. We are debt free except for the student loans my parents took out while I was single. My parents said that they will pay those off though, so if they actually do that I should be good to go. Well, I guess my husband also has debt to his parents for his farm equipment, but I consider that more a business debt than a personal one.

]]> By: Jane http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-635 Jane Sat, 21 Feb 2009 14:20:39 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-635 Debt free and happy about it! The only loans I ever had were to go to college and I worked like a dog to get those paid off as fast as I could. Life is just so much easier without that extra burden of debt to carry. I can live a lot easier with a tight budget than the worry of a big bag of debts. Debt free and happy about it! The only loans I ever had were to go to college and I worked like a dog to get those paid off as fast as I could. Life is just so much easier without that extra burden of debt to carry. I can live a lot easier with a tight budget than the worry of a big bag of debts.

]]> By: Julie http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-632 Julie Sat, 21 Feb 2009 12:49:52 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-632 My husband and I started Dave's plan January 2008. At that time we had about $1k in credit card debt, $17k on a car, and our home. We immediately paid the credit card and closed all credit accounts. In one year we paid $12k on the car - we will make the final payment in March and be totally debt-free except for the house. Our next goal is to pay the house off in 3 more years ($40k). In these economic times, it's such a good feeling to have our finances in order. My husband and I started Dave’s plan January 2008. At that time we had about $1k in credit card debt, $17k on a car, and our home. We immediately paid the credit card and closed all credit accounts. In one year we paid $12k on the car – we will make the final payment in March and be totally debt-free except for the house. Our next goal is to pay the house off in 3 more years ($40k). In these economic times, it’s such a good feeling to have our finances in order.

]]> By: Mark Newhouse http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-621 Mark Newhouse Sat, 21 Feb 2009 03:27:15 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-621 Blessed to be completely debt free for two years now since we paid off our mortgage. We have always been frugal and our only other debt was a car loan that we paid off in a couple months many years ago (took the loan to get an additional $500 off). My grandparents set the example for us in that they always paid cash for everything, including their house. We do use a credit card for the cash rebates, but pay in full every month. It's so freeing to have no debt and be in the financial position we are in this economy. I am truly thankful... Blessed to be completely debt free for two years now since we paid off our mortgage. We have always been frugal and our only other debt was a car loan that we paid off in a couple months many years ago (took the loan to get an additional $500 off). My grandparents set the example for us in that they always paid cash for everything, including their house. We do use a credit card for the cash rebates, but pay in full every month.

It’s so freeing to have no debt and be in the financial position we are in this economy. I am truly thankful…

]]> By: Holly http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-620 Holly Sat, 21 Feb 2009 02:59:25 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-620 Ah, Dave Ramsey. Who doesn't love Dave? :) I've never really had credit card debt. I am debt-averse by nature, and when I got my first credit card (age 19), I resolved that if I ever could not pay off the balance in full, I would cut the card up immediately. I had to do that just once (mid-20's?). I'm in my late 30's now, and still pay off my credit cards each month. The only debt I've ever had is: - Grad school loan (paid this off a couple years early) - Small loan from my grandmother (paid this off immediately) - Mortgage (30 year fixed; I'd love to say this was paid off, but we're not even close!) I guess my story is a little dull. :-) Ah, Dave Ramsey. Who doesn’t love Dave? :)

I’ve never really had credit card debt. I am debt-averse by nature, and when I got my first credit card (age 19), I resolved that if I ever could not pay off the balance in full, I would cut the card up immediately. I had to do that just once (mid-20′s?). I’m in my late 30′s now, and still pay off my credit cards each month.

The only debt I’ve ever had is:
- Grad school loan (paid this off a couple years early)
- Small loan from my grandmother (paid this off immediately)
- Mortgage (30 year fixed; I’d love to say this was paid off, but we’re not even close!)

I guess my story is a little dull. :-)

]]> By: Christina http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/comment-page-1/#comment-607 Christina Fri, 20 Feb 2009 22:30:39 +0000 http://christianfinanceblog.com/2009/02/20/presidential-giveaway-day-four/#comment-607 We're aggressively paying down our debt and should be free of credit card debt by the fall. First of all, we created an emergency fund for when the car breaks down (not if, lol) so that we don't go deeper into debt. A while back we consolidated all our debt onto one card, and we pay more than 7 times the amount of the minimum payment, plus extra for any overtime my husband works. We also live on a budget, and keep the credit card payment top priority (well, besides the mortgage and whatnot). We’re aggressively paying down our debt and should be free of credit card debt by the fall. First of all, we created an emergency fund for when the car breaks down (not if, lol) so that we don’t go deeper into debt. A while back we consolidated all our debt onto one card, and we pay more than 7 times the amount of the minimum payment, plus extra for any overtime my husband works. We also live on a budget, and keep the credit card payment top priority (well, besides the mortgage and whatnot).

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