Presidential Giveaway Day Four!


A new day, a new giveaway! Day Four is here! We’re about halfway there! Make sure you enter to win Day One, Day Two, and Day Three !

Today’s prize is part of what I hinted at during the CFB Inauguration Day . The “live like no one else, so you can live like no one else,” is a Dave Ramsey quote. So it’s Dave Ramsey prizes from here on out!

Check out today’s Dave Ramsey prize:


Financial Peace Revisited by Dave Ramsey ($24.95 value)

Dave Ramsey is one of my favorite personal finance experts because his plans work! I’m currently on the Dave Ramsey “Debt Snowball” and expect to be 100% debt free by September of this year! I can’t wait. Check out his podcast on iTunes and also his TV show on for free. I don’t have the Fox Business Network so it’s nice to be able to watch Dave for free online.

How do I win?

  • Write a comment below about how you’re debt free or still working on it, along with a valid email address (how easy can it get?)
  • Do it before 8:59 pm PST (11:59 pm EST) on February 27, 2009.
  • All winners will be selected randomly and announced on March 3, 2009.
  • Enter only once; duplicate entries or IP addresses will be disqualified.
  • I cannot guarantee safe delivery of items. In the rare case that mail is lost, stolen, etc. I cannot be held responsible.
  • All local laws, rules, and regulations apply.
  • Sign up for the Christian Finance Blog RSS feed to keep up to date on the winner and any upcoming giveaways!

Remember, you can’t win if you don’t enter! Come back tomorrow for Day Five of the Presidential Giveaway for another great Dave Ramsey prize!

Enter to win Day One, Day Two, Day Three, Day Five, Day Six, and Day Seven!

13 thoughts on “Presidential Giveaway Day Four!”

  1. We’re aggressively paying down our debt and should be free of credit card debt by the fall. First of all, we created an emergency fund for when the car breaks down (not if, lol) so that we don’t go deeper into debt. A while back we consolidated all our debt onto one card, and we pay more than 7 times the amount of the minimum payment, plus extra for any overtime my husband works. We also live on a budget, and keep the credit card payment top priority (well, besides the mortgage and whatnot).

  2. Ah, Dave Ramsey. Who doesn’t love Dave? 🙂

    I’ve never really had credit card debt. I am debt-averse by nature, and when I got my first credit card (age 19), I resolved that if I ever could not pay off the balance in full, I would cut the card up immediately. I had to do that just once (mid-20’s?). I’m in my late 30’s now, and still pay off my credit cards each month.

    The only debt I’ve ever had is:
    – Grad school loan (paid this off a couple years early)
    – Small loan from my grandmother (paid this off immediately)
    – Mortgage (30 year fixed; I’d love to say this was paid off, but we’re not even close!)

    I guess my story is a little dull. 🙂

  3. Blessed to be completely debt free for two years now since we paid off our mortgage. We have always been frugal and our only other debt was a car loan that we paid off in a couple months many years ago (took the loan to get an additional $500 off). My grandparents set the example for us in that they always paid cash for everything, including their house. We do use a credit card for the cash rebates, but pay in full every month.

    It’s so freeing to have no debt and be in the financial position we are in this economy. I am truly thankful…

  4. My husband and I started Dave’s plan January 2008. At that time we had about $1k in credit card debt, $17k on a car, and our home. We immediately paid the credit card and closed all credit accounts. In one year we paid $12k on the car – we will make the final payment in March and be totally debt-free except for the house. Our next goal is to pay the house off in 3 more years ($40k). In these economic times, it’s such a good feeling to have our finances in order.

  5. Debt free and happy about it! The only loans I ever had were to go to college and I worked like a dog to get those paid off as fast as I could. Life is just so much easier without that extra burden of debt to carry. I can live a lot easier with a tight budget than the worry of a big bag of debts.

  6. We are debt free except for the student loans my parents took out while I was single. My parents said that they will pay those off though, so if they actually do that I should be good to go. Well, I guess my husband also has debt to his parents for his farm equipment, but I consider that more a business debt than a personal one.

  7. Have finally gotten a budget that I can live with. I’m now getting ready to start paying down my debt (luckily NOT credit card debt!). I’m so psyched and I love Dave!

  8. I’ve contacted my credit card companies to try and lower my APR. Only successful 1 of 3 but gotta start somewhere. I’ve also began to pay off credit debt by paying off the lowest balance first and working my way to being debt free!!

  9. I am debt free with the exception of my mortgage. I managed to graduate college with no student loans thanks to grandparents that started saving for me for my college education the moment I was born and working as a co-op for six quarters. The last car I bought I paid cash (which kinda freaked out the finance lady at the dealership, but made the whole process go a lot quicker. She rambled on about the different finance and other options that she was required to tell me about. I played with the squishy Lojack car toy on her desk.). I’m on track to pay off my mortgage about 10 years early.
    I also fully fund my IRA and invest in my 401K slightly above the amount that my employeer matches.

  10. We just got into some hospital debt. By aggressively paying it down, we hope to have it paid off within the year.

    We hold no credit card debt by the grace of god. Never use one ulnless it is a true emergency. This is where God comes in…..we have not had an emergency yet. I don’t see putting the hospital bill on a credit card.monthly payments will do.

  11. We are debt free, (with the exception of a mortgage). We really like Dave and want to read what he has to say about teaching wise finances to children.

  12. The contest is now over. Keeping reading the blog for upcoming giveaways! Subscribe to the feed! You never know when I’ll be in a giving mood!

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